Blue Capital Equipment Finance
Finance the trucks and equipment your business runs on.

Equipment financing

Finance the trucks and equipment your business runs on.

New or used, on-highway or on-site — we finance commercial trucks, trailers, and heavy machinery for businesses across North America, with flexible terms and honest guidance.

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Equipment financing

What we finance

Commercial trucks & trailers, construction equipment, agriculture & farming, manufacturing, medical, and more. Already found the unit? We finance equipment you’ve sourced yourself — you’re never limited to a set list.

Who it's for

Is this you?

  • Owner-operators buying their first or next truck
  • Fleets adding capacity or replacing aging units
  • Businesses that have already found the equipment they want
  • Buyers with newer credit or past bumps — all credit considered

Why Blue Capital

What you get

  • Zero-down options

    Keep cash in the business. (TODO: confirm availability/terms)

  • All credit considered

    We look at the whole picture, not just a score.

  • Refinance & corporate pricing

    Lower a payment or access corporate truck pricing.

  • Multiple funders shopped

    We compare a wide network for your best rate.

Estimate it

Estimate your payment

A quick starting point — your real rate depends on your business and credit.

13% of price · ask about zero-down options

Term (months)

Example rate, editable — your real rate depends on your business and credit. (TODO: confirm default)

Estimated monthly

$2,205

over 60 months · estimate only

$105,000
Financed
$27,312
Total interest
  • Equipment price$120,000
  • Down payment−$15,000
  • Total of payments$132,312
  • Total cost$147,312

Estimates only. Not an offer of credit. Your actual rate and payment depend on your business and credit profile.

Get my real rate → Get Approved

Open the full Finance Payment calculator →

Eligibility

What you’ll need

  • Basic business details
  • Equipment details (or the vendor quote)
  • Recent financials or bank statements for larger amounts
  • A few minutes — many approvals come back same day

FAQ

Common questions

Do I have to choose from your inventory?
No — you're not limited to any inventory. We'll happily finance equipment you've already found at a dealer, auction, or private seller.
How soon can I be approved?
Often the same day — once we have your information we move fast to get you viable options. Larger or more complex deals can take a little longer.
Do I need to put up collateral?
Usually the equipment itself secures the financing, and terms are considered case by case.
Can I finance used equipment?
Yes — new or used. Used units can structure differently than new (term length and down payment), and that’s set case by case.
What rates do you offer?
Rates are competitive and quoted case by case — talk to us for a real number.
How much down payment do I need?
It depends on your business history, credit, and whether the equipment is new or used. Ask us about zero-down options.

Keep exploring

Related

Equipment leasing

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Refinance calculator

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Trucks we finance

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Get pre-approved today.

Get approved today — it starts with a quick conversation.

Get Approved (844) 834-6262